Temp-Takaful-BM
Product
What is this product about?
This product provide coverage to loss or damage to your own vehicle due to accident, fire or theft. The product also cover your liability or your authorised drivers’ liability to third party for bodily injury and death or third party property loss or damage.
What is [Partner]?
[Partner] is a digital takaful portal that helps you to compare rates and contribute motor takaful for the best selection. The platform is also equipped with a renewal service and provides delivery of road tax directly to the customer's doorstep. By providing this service, customers can now easily make takaful contribution anytime and anywhere. [Partner] aims to ensure that this process is easily accessible, affordable and reliable especially for those who emphasise on Shariah compliant product. [Partner] provides ongoing after-sales support to ensure customers are well protected.
Is this platform safe to use?
This platform is guaranteed to be safe to use because this platform is a registered takaful partner and has been fully audited by a listed takaful company.
Who are the takaful providers in this platform?
[Partner] is a marketing partner of senang.io., the takaful agencies are registered under the following. 1. [Insurance provider name]: [Agency code]
Who can I contact for assistance?
Please contact our digital platform provider, Senang from [day] to [day] between [time] and [time]. WhatsApp: +6011-11809931 Email: customercare@senang.io
Coverage
What is the importance of vehicle takaful?
Vehicle takaful provides financial security. For example, liability coverage can assist with expenses if you are involved in a car accident, covering legal fees, medical costs for an injured individual, or compensation for lost income if the injuries prevent you from working.
What additional benefits come with my ceritifcate?
Many comprehensive and some third party, fire and theft plans come with extras like roadside assistance, legal liabilities and accidents. We protect you from losses or damages due to accident, fire or theft as well as third party bodily injury, death and third party property losses or damages.
Making A Contribution
How to renew motor takaful?
You can go to our website to get the quote and proceed to make contribution via the payment methods provided. You will receive an email once the application is approved.
Can I renew my motorcycle coverage via portal?
Yes, you can renew your motorcycle certificate (private - motor) under comprehensive and third parties coverage.
Can I renew my road tax if I have an outstanding traffic summons?
You are required to make payment for all outstanding traffic offenses recorded before proceeding with renewal. The database system will check any pending and blacklisted summons records on the Road and Transport Department (JPJ) and Royal Malaysia Police (PDRM) online services.
How much is the online road tax renewal charge?
Road tax and delivery charges are RM10.00. It is included in the pricing when the customer renew their certificate.
What are the payment method?
You have the option to make contribution via online banking or credit card payment.
Post-Contribution
How to know if the contribution is successful?
You will receive receipt through your email. However, if you are still worried, you can WhatsApp our customer hotline number +6011-6160 3071 or email us at customercare@senang.io
How will I receive my road tax after I have completed my payment?
The platform offers digital and/or physical road tax options. For the digital version, you can access your road tax application through the mysikap app once your contribution is successfully processed. If you opt for a physical road tax, it will be mailed to your specified delivery address.
Can I view my payment transaction?
An email from platform payment gateway provider will be sent to you once payment for renewal is successfully completed.
Can I cancel my renewal and get a refund?
The renewed policy is delivered to you within few minutes after payment is successfully made. You may request to cancel by sending us the cover note and reason for cancellation. The cancel and refund process as follows: 1. Contact us via WhatsApp or email to request for cancellation and refund. 2. Your request will be verified and processed within 24 hours. 3. You will receive notification via email. The refund money will be processed by the bank. 4. Receive your refund money within three weeks via direct credit to your bank account.
What is NCD (No Claim Discount)?
An NCD is a discount given to drivers who have never made a claim during the previous year of the takaful period. The amount of NCD depends on the type of vehicle, coverage and the number of years covered did not file a claim. NCD can increase if the covered did not file a claim over the years. A private car can normally accumulate up to 55% of NCD. Hence, if the covered makes a claim the NCD will go to 0% again, after paying a premium amount for a year the NCD will start building once more.
How can I check my eligibility for NCD?
You can check your eligibility through https://www.mycarinfo.com.my/ncdcheck/online
Claims
How can I make a takaful claim?
Please contact your takaful provider as follow: 1. Customer service number [insurance provider name]: [Hotline number]
What is the claim procedure for motor vehicles?
Four steps to take if you are involved in an accident and wish to file a claim: Step 1 - Immediately make a police report after the accident in 24 hours Step 2 - Notify takaful company about the accident and get a claim form to complete. If the vehicle is drivable, send the vehicle to a nearby panel workshop. If not, please call your takaful company’s hotline number for towing services. Step 3 - Make sure you submit supporting documents to takaful company or workshop. Step 4 - Authorisation for repairs will be issued to the workshop by takaful company.