Personal Accident — Financial Protection When Accidents Happen
Personal Accident — Financial Protection When Accidents Happen
Personal Accident Insurance by senang.io provides financial support if you suffer injury, disability, or accidental death due to unforeseen incidents.
Accidents can happen anytime — at work, on the road, or during daily activities. Personal Accident coverage ensures you and your loved ones are financially protected when the unexpected occurs.
Why Personal Accident Insurance Matters
Medical bills are only one part of the financial impact of an accident.
An injury can also result in:
Temporary loss of income
Long-term disability
Rehabilitation costs
Lifestyle adjustments
Financial burden on family members
Personal Accident insurance provides a lump sum or structured benefits to reduce financial stress during recovery.
How Personal Accident Insurance Works
01
Choose Your Coverage Amount
Select a coverage level that matches your income, lifestyle, and financial commitments.
01
Choose Your Coverage Amount
Select a coverage level that matches your income, lifestyle, and financial commitments.
01
Choose Your Coverage Amount
Select a coverage level that matches your income, lifestyle, and financial commitments.
02
Stay Protected
Your coverage remains active during the policy period.
02
Stay Protected
Your coverage remains active during the policy period.
02
Stay Protected
Your coverage remains active during the policy period.
03
Accidental Event Occurs
If you suffer an accident that results in injury, disability, or death (as defined in the policy), you or your beneficiary may submit a claim.
03
Accidental Event Occurs
If you suffer an accident that results in injury, disability, or death (as defined in the policy), you or your beneficiary may submit a claim.
03
Accidental Event Occurs
If you suffer an accident that results in injury, disability, or death (as defined in the policy), you or your beneficiary may submit a claim.
04
Receive Financial Benefit
Upon approval, benefits are paid according to the severity and type of injury.
04
Receive Financial Benefit
Upon approval, benefits are paid according to the severity and type of injury.
04
Receive Financial Benefit
Upon approval, benefits are paid according to the severity and type of injury.
What Personal Accident Insurance Can Cover
Core Coverage
Accidental Death Benefit — Lump sum payout to your beneficiaries
Permanent Disability Benefit — Compensation for total or partial permanent disability
Medical Expenses Due to Accident — Reimbursement for treatment costs
Hospital Income Allowance — Daily cash benefit during hospitalisation
Optional Add-Ons (Depending on Plan)
Temporary total disability benefit
Funeral expenses benefit
Rehabilitation support
Mobility aid coverage
Coverage details vary based on selected plan and policy terms.
Key Benefits of Personal Accident by senang.io
Affordable and flexible plans
Affordable and flexible plans
Affordable and flexible plans
Lump sum protection for financial stability
Lump sum protection for financial stability
Lump sum protection for financial stability
Suitable for individuals and families
Suitable for individuals and families
Suitable for individuals and families
Complements medical and life insurance
Complements medical and life insurance
Complements medical and life insurance
Fast and simple application process
Fast and simple application process
Fast and simple application process
Who Should Consider Personal Accident Insurance?
Personal Accident coverage is suitable for:
Working professionals
Self-employed individuals
Gig economy workers
Motorcyclists and frequent drivers
Individuals supporting dependents
Anyone with an active lifestyle
If your income depends on your ability to work, Personal Accident insurance provides an added layer of financial protection.
