SME Cyber Insurance

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How It Works

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QBE Cyber & Data Security Insurance — powered by Senang.io

Why Cyber Insurance Matters

Without Coverage

Costly recovery after attacks
Business interruption losses
Legal and regulatory exposure
Reputation damage

With QBE Cyber Insurance

24/7 coverage for data and systems
Legal and financial support
Access to IT forensics and PR experts
Full digital claims via Senang.io

What's Covered — Core Protection

Cyber & Data Liability

Data Breach Response

IT Forensics

Regulatory Defence

Crisis Management

Credit Monitoring

Optional Extensions for Extra Protection

Business Interruption

Compensates lost income from system downtime

Business Interruption

Compensates lost income from system downtime

Business Interruption

Compensates lost income from system downtime

Cyber Extortion

Covers ransom payment and extortion expenses

Cyber Extortion

Covers ransom payment and extortion expenses

Cyber Extortion

Covers ransom payment and extortion expenses

Social Engineering

Protects against payment scams and impersonation

Social Engineering

Protects against payment scams and impersonation

Social Engineering

Protects against payment scams and impersonation

Reputation Loss

Covers future revenue loss from damaged reputation

Reputation Loss

Covers future revenue loss from damaged reputation

Reputation Loss

Covers future revenue loss from damaged reputation

Digital Process via Senang.io

End-to-end digital experience in minutes

Fill Form

Fill proposal form on Senang portal

Fill Form

Fill proposal form on Senang portal

Fill Form

Fill proposal form on Senang portal

Auto-Check

System auto-checks eligibility

Auto-Check

System auto-checks eligibility

Auto-Check

System auto-checks eligibility

Get Quote

Quote shown instantly

Get Quote

Quote shown instantly

Get Quote

Quote shown instantly

Pay Online

Pay online (FPX, card, salary deduction)

Pay Online

Pay online (FPX, card, salary deduction)

Pay Online

Pay online (FPX, card, salary deduction)

e-Policy

ePolicy issued within minutes

e-Policy

ePolicy issued within minutes

e-Policy

ePolicy issued within minutes

Manage policy

Manage everything in one dashboard

Manage policy

Manage everything in one dashboard

Manage policy

Manage everything in one dashboard

Renewal and claim notifications sent via WhatsApp

Eligibility Criteria

✅ Requirements

Malaysian SMEs with revenue below RM30 million
Up-to-date antivirus and firewall
Multi-Factor Authentication (MFA) enabled
PDPA certification or compliance

🚫 Exclusions

Healthcare, telcos, crypto, gambling, or financial institutions

Why SMEs Choose QBE + Senang.io

Simple Digital Journey

From quote to claim, everything is streamlined online.

Simple Digital Journey

From quote to claim, everything is streamlined online.

Simple Digital Journey

From quote to claim, everything is streamlined online.

Backed by Global Insurer QBE

Trusted international coverage with local expertise.

Backed by Global Insurer QBE

Trusted international coverage with local expertise.

Backed by Global Insurer QBE

Trusted international coverage with local expertise.

Local Digital Broker Support

Senang.io provides dedicated Malaysian market knowledge.

Local Digital Broker Support

Senang.io provides dedicated Malaysian market knowledge.

Local Digital Broker Support

Senang.io provides dedicated Malaysian market knowledge.

Tailored for SME Budgets

Affordable protection designed for Malaysian businesses

Tailored for SME Budgets

Affordable protection designed for Malaysian businesses

Tailored for SME Budgets

Affordable protection designed for Malaysian businesses

Built for Compliance

Meets PDPA, MFA, and BNM FSA 2013 requirements.

Built for Compliance

Meets PDPA, MFA, and BNM FSA 2013 requirements.

Built for Compliance

Meets PDPA, MFA, and BNM FSA 2013 requirements.

‹ Micro Insurances

Employee Benefits ›

How is SME Cyber Insurance different from regular Cyber Insurance?

It is tailored specifically for small and medium enterprises with higher business risk exposure.

What does it cover?

Data breaches, business interruption, ransomware, liability claims, and recovery costs.

Is customer data breach covered?

Yes, including notification and remediation costs.

Does it cover regulatory fines?

Subject to policy terms and applicable laws.

How much coverage does an SME need?

Depends on business size, data volume, and revenue.

How quickly can SMEs get covered?

Application and approval are typically fast with digital processing.

How is SME Cyber Insurance different from regular Cyber Insurance?

It is tailored specifically for small and medium enterprises with higher business risk exposure.

What does it cover?

Data breaches, business interruption, ransomware, liability claims, and recovery costs.

Is customer data breach covered?

Yes, including notification and remediation costs.

Does it cover regulatory fines?

Subject to policy terms and applicable laws.

How much coverage does an SME need?

Depends on business size, data volume, and revenue.

How quickly can SMEs get covered?

Application and approval are typically fast with digital processing.

How is SME Cyber Insurance different from regular Cyber Insurance?

It is tailored specifically for small and medium enterprises with higher business risk exposure.

What does it cover?

Data breaches, business interruption, ransomware, liability claims, and recovery costs.

Is customer data breach covered?

Yes, including notification and remediation costs.

Does it cover regulatory fines?

Subject to policy terms and applicable laws.

How much coverage does an SME need?

Depends on business size, data volume, and revenue.

How quickly can SMEs get covered?

Application and approval are typically fast with digital processing.

Contact Us Now

Join thousands of creators who are bringing their concepts to life.

Let's Us Know

Contact Us Now

Join thousands of creators who are bringing their concepts to life.

Let's Us Know

Contact Us Now

Join thousands of creators who are bringing their concepts to life.

Let's Us Know