Disclaimers

This Disclaimer applies to the website, platform, digital products, services, and content provided by Senang.io (“Senang.io”, “we”, “us”, or “our”).

By accessing or using our website and Services, you agree to the terms set out in this Disclaimer.

1. General Information

1.1 The information provided on this website is for general informational purposes only.
1.2 While we strive to ensure that all information published is accurate, complete, and up to date, Senang.io makes no representations or warranties of any kind, express or implied, about:
- the completeness, accuracy, reliability, suitability, or availability of the website.
- the products, services, information, or related graphics contained on the website.
- any results that may be obtained from the use of our Services.

2.1 The content made available through Senang.io, including but not limited to articles, guides, calculators, comparisons, recommendations, or product descriptions, does not constitute financial, legal, tax, investment, or professional advice.
2.2 Users should seek independent professional advice before making any financial or business decisions.
2.3 Senang.io shall not be responsible for any decision made based on the information provided on our platform.

3.1 Senang.io may act as a digital platform, intermediary, aggregator, or facilitator for third-party insurance providers, financial institutions, takaful operators, or other service providers.
3.2 We do not own, underwrite, or directly provide certain products displayed unless expressly stated.
3.3 The final approval, pricing, coverage terms, and policy conditions are determined solely by the respective third-party providers.
3.4 Senang.io shall not be liable for:
- any changes in pricing or product terms by third parties.
- claims decisions made by insurers or financial providers.
- service interruptions or failures attributable to third-party systems.

4.1 To the fullest extent permitted by law, Senang.io shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising out of or in connection with:
- use of, or inability to use, our website or Services.
- errors or omissions in content.
- unauthorized access to or alteration of your data.
- technical interruptions, delays, or system failures.
4.2 This limitation applies even if Senang.io has been advised of the possibility of such damages.

5.1 Our website may contain links to external websites that are not controlled or maintained by Senang.io.
5.2 We have no control over the nature, content, and availability of those sites.
5.3 The inclusion of any links does not necessarily imply recommendation or endorsement of the views expressed within them.

6.1 We make reasonable efforts to ensure the website and Services remain accessible at all times.
6.2 However, Senang.io does not guarantee uninterrupted or error-free operation of the platform.
6.3 We reserve the right to suspend, withdraw, or amend any part of our Services without prior notice.

7.1 All content on this website, including text, graphics, logos, icons, images, and software, is the property of Senang.io or its licensors and is protected by applicable intellectual property laws.
7.2 No part of this website may be reproduced, distributed, or transmitted without prior written consent from Senang.io.

8.1 Senang.io reserves the right to update or modify this Disclaimer at any time.
8.2 Any updates will be published on this page and shall take effect immediately upon posting.

9.1 If you have any questions regarding this Disclaimer, you may contact us at:

Email: customercare@senang.io
Website: https://senang.io